CBS or Concrete Homes. Concrete is obviously a bit
stronger than all other concepts of construction, however, on either stick
built or concrete, the quality of construction is never compromised.
Although it is tough to elevate over just a few feet, we elevate the lot we
build with extra landfill to comply with FEMA suggested Base Flood
Elevations. Additionally, there is a larger insurance premium discount for
concrete construction. With the highly expected insurance discounts set for
2008-2009, we feel that both concepts make local tremendous local sense,
giving the investor the most advantageous options available on the Gulf
Coast.
We have recently been approved to meet the Semi-Wind Resistive rates which
allows for a 55% reduction in wind insurance, a discount of about $1000 off
of your normal policy. We are only one of very few builders on the
coast to have approved engineering for the discount